Without fail as Tax Day approaches every year, the mind whirls while you check boxes and fill in numbers about everything you could have, should have, would have done to save more money on taxes. Could you have saved more? Invested better? Been smarter at charitable giving? Probably. It’s too late for some money-saving measures in the last minute lead up to the deadline for filing your taxes, but one you can take on simple measure to maximize your tax advantages (perhaps now, and certainly later)—set up a Roth IRA account.
30 is a divisive number. To the young, it’s the time when you’re thrust into full blown adulthood, whether you’re ready or not. To the young at heart, 30 may be considered the early years before your true confidence shines, in your career, in your relationships, or even in yourself. Either way, your 30s are an incredible age when you’re comfortable with a bright future ahead.
Life happens, and, when it does, it sometimes has a tendency to get in the way of the things we are trying do for ourselves and our families. The one certainty on which we can count is that life is full of uncertainty, so why aren’t we more prepared? Most people are just a paycheck away from financial disaster, yet the odds of an unexpected occurrence such as a job loss, a medical emergency, a debilitating accident, or even a death in the family are fairly high when you consider them all together. Taken as whole, the question is not if a financial disaster will strike, but when.